Posts tagged should
Q&A: TO PAY OFF MY MORTGAGE, SHOULD I PAY MORE ON THE PRINCIPAL LOAN OR PAY MORE THE HOME EQUITY LOAN FIRST?
Jan 31st
Question by Joyce P:
To pay off my mortgage, should I pay more on the principal loan or pay more the home equity loan first?
My first mortgage has a lower interest rate but a much higher amount. The home equity loan is a smaller amount but at a much higher interest rate.
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Q&A: SHOULD I OBTAIN A MORTGAGE OR A HOME EQUITY LOAN ON MY INVESTNMENT PROPERTY?
Jan 28th
Question by batman:
Should I obtain a mortgage or a home equity loan on my investnment property?
single family house, paid cash 45k worth 97k, trying to extract equity. Unclear on mortgages vs. home equity loan.
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SHOULD I TAKE OUT A AUTO CREDIT UNION LOAN?
Jan 2nd
Question by :
should I take out a auto credit union loan?
I’m think about taking out a used older auto loan from a credit union I am think around 1500-2000 dollars. But I file for bankruptcy earlier this year and just got my discharge paper a few days ago. But now i started my new job and it’s starting to get hard getting there in the morning ,so since I am working now should take a small used older auto loan from a credit union ?
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MY TAX VALUE ON MY HOME HAS INCREASED. SHOULD I REFINANCE MY FIRST LOAN AND ADD THE HOME EQUITY LOAN?
Dec 22nd
Question by Joyce P:
My tax value on my home has increased. Should I refinance my first loan and add the home equity loan?
We relocated and bought our home about a year and 7 months ago in an area that was more costly than we were coming from. The buy price was $ 239,000, we put down $ 14,000, and took a home equity loan of $ 34,000 to finance the rest of the buy price and to avoid PMI. I recently submitted a question about whether or not to begin paying down the first mortgage or the home equity loan, and got great advice, but I am wondering now that my tax value of my home has increased in January from $ 200,000 to $ 279,000 due to reassessment, (I know it would not sell for that now because we recently had comparables done in January), would I save money by refinancing my first mortgage and adding in the home equity loan so the total amount has a lower interest rate? My husband thinks we have to wait 2 years before we can refinance, and I am not sure about that, but that would be this July. My goal is to pay off our home as soon as possible.
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Q&A: SHOULD I USE MY IRA TO PAY OFF MY CREDIT CARD AND AUTO LOAN?
Dec 20th
Question by :
Should I use my IRA to pay off my credit card and auto loan?
I am 26 yrs old and have 6500 in credit card debt and $ 5000 remaining on an auto loan. I was thinking of using most of my IRA to pay off these loans. Being that I am still in my mid- twenties and having 30+ years to save up for retirement, it seems like a good idea. Plus I will be able to aggressively save after I pay off these loans, both retirement and cash reserves. Good or bad idea?
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SHOULD I BUY A CAR WITH A HOME EQUITY LOAN?
Dec 11th
Question by Justin M:
should I purchase a automobile with a home equity loan?
Should I purchase a automobile with a standard loan or with a home equity loan?
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WHEN SHOULD I PAY OFF MY AUTO LOAN?
Dec 10th
Question by (>_< ):
When should I pay off my auto loan?
I have had my automobile since November 2007. When should I pay off my auto loan and keep a good credit history? I am going back to school so I do not want to keep my automobile anymore. (selling and paying off loan) I have heard 12 months – 18 months. Thanks!
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Q&A: WHAT DO I NEED TO KNOW ABOUT HOME EQUITY LOANS WHEN APPLING TO MAKD GOOD CHOICE OR SHOULD I GET JUST A LOAN?
Dec 2nd
Question by lu lu:
what do I need to know about home equity loans when appling to makd good choice or should I get just a loan?
cant decide if I want private loan home equity or 2 moragage dont know which way is best
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HOW LONG SHOULD WE WAIT TO GET A HOUSE WITH TWO CAR LOANS? CAN WE EVEN GET A LOAN FOR A HOUSE?
Oct 27th
Question by N8:
How long should we wait to get a home with two automobile loans? Can we even get a Loan for a house?
My fiance has a automobile loan in her name and we have a truck in both our names. We both have secure jobs that we have been at for a few years. She has good credit… I am working on my credit currently and her dad who is going to co-sign on the home loan has okay credit. What would we have to do in order to get a good chance at a loan approval??
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Q&A: WHEN SHOULD I START MY HOME LOAN (FINANCING) PROCESS ?
Sep 25th
Question by JohnPau2010:
When should I begin my home loan (financing) process ?
- i have got a contract for a home what I am planning to purchase
- i am getting the home inspection done this weekend
- can i begin the actually home loan financing process after the inspection is done or can I do it earlier also ?
I did get some pre-approval letter from a broker earlier before looking for a home
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