Posts tagged HOME
WHAT IS A HOME EQUITY LOAN ?
Apr 23rd
Question by ginnyree03:
what is a home equity loan ?
I’m trying to learn more about home equity loans. What are they? What situation do you have to be in with your mortgage to qualify ? (how many years into the mortgage, etc) and what the credit stipulations are.
Any info will be helpful.
Thanks !
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WHAT ARE THE FHA HOME LOAN RATES LIKE AS OF NOW? I’M LOOKING TO USE A FHA REFINANCE FOR MY CURRENT HOME.?
Apr 20th
Question by :
What are the fha home loan rates like as of now? I am looking to use a fha refinance for my current home.?
FHA refinance loans seem like my ideal option at the time for refinancing my home loan. Can anyone provide me with some information pertaining to the current fha rates?
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MY WIFE IS A STATE EMPLOYEE. WHAT ADVANTAGE DOES A CALPERS HOME LOAN HAVE OVER A REGULAR LOAN?
Apr 19th
Question by Dom:
My wife is a say employee. What advantage does a CalPERS home loan have over a regular loan?
We are looking for a home and my wife tells me about how we can get a Calpers loan because she is a county social worker. I went to the CalPERS website to see what the advantages are of getting a loan through them and I cannot figure it out.
Since my wife is a say employee does this mean that she pretty much is a CalPERS member?
Are there any advantages for being a say employee when getting a home mortgage?
We are looking for a $ 320,000 home near Sacramento
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IS IT POSSIBLE TO CHANGE FROM HOME LOAN BANKS?
Apr 17th
Question by Sound of Madness:
Is it possible to change from home loan banks?
Bank of America holds the loan for my home, can I have Chase hold the loan instead?
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Q&A: IS IT A GOOD IDEA TO USE A HOME EQUITY LOAN TO PAY FOR A NEW CAR?
Apr 15th
Question by Eddie T:
Is it a good idea to use a home equity loan to pay for a new car?
Instead of taking a automobile loan, use the equity from my place to it. If I were to get a car, I would get it financed. So to me, it seems smart just to cash some equity out with the added benefit of deducting interest for tax returns.
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IF I GET A HOME EQUITY LOAN DO I HAVE TO CLAIM THE MONEY AS CAPITAL GAINS IF I SELL IT AND DON’T BUY ANOTHER?
Apr 14th
Question by Kat:
If I get a home equity loan do I have to claim the money as capital gains if I sell it and do not purchase another?
The equity is from the gain from past homes. I need the money to pay off debt and will not be buying another home. If the money is taken out as a second mortgage but repayed late this summer when I decide to sell the home and move into another home we own, will it be subject to capital gains tax?
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NEED A HOME IMPROVEMENT LOAN FOR A HOUSE I PURCHASED 2 YEARS AGO IN TEXAS?
Apr 12th
Question by Gordo21:
Need a Home Improvement Loan for a home I bought 2 years ago in Texas?
I looking to get a Loan for $ 5500.00 – $ 7500.00 to fixup my house. I am a first time home owner and bought the home as a forclosure through an FHA Home Morgage Loan. I do not have much equity built up, but I am looking for any options available. Government Loans or Grants, First Buyer Home Improvement Loan, Any advise will be appreciated. Thanks
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WHERE CAN I GET A MOBILE HOME LOAN WITH CREDIT SCORE BELOW 500?
Apr 10th
Question by h_deon81:
Where can I get a mobile home loan with credit score below 500?
My husband & I are trying to get a loan for a 2002 manufactured home on 2 acres for $ 49,900 in MS. We can put 10% down on the loan. We have been in the same apt for 7yrs. Will that count for anything? Both our scores are below 500 but we both have good paying jobs that we have been at a long time. Can anyone help?
We have tried the our local banks we were denied.
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I RUN A HOME DAYCARE IN MA. CAN I GET A BUSINESS LOAN TO BUY A BIGGER HOUSE?
Apr 9th
Question by MaryPoppins:
I run a home daycare in MA. Can I get a business loan to purchase a larger house?
I cannot get a sufficent home loan (approved for $ 150K with previous income) due to some debt and not enough income. I have excellent credit 740 score. By increasing my license I will be making more money. But cannot do it in my small two bedroom. I am wondering if a business loan can help me. I can provide a business plan. Just did not know if a business loan would cover enough to purchase a home between $ 500K-$ 675K.
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CAN I GET A HOME EQUITY LOAN? AND WHAT IS THE PROCESS?
Apr 8th
Question by Lori:
Can i get a home equity loan? And what is the process?
I heard that there are closing costs on home equity loans. Is this the case? Also i just purchased my home in September and was told i dont have any equity in my house. Though houses of same model and square feet are selling for more.
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