Posts tagged equity
WHAT DOES MY GIRLFRIEND NEED TO DO TO CHANGE A HOME EQUITY LOAN?
Feb 22nd
Question by safdman:
What does my girlfriend need to do to change a home equity loan?
My girlfriends ex-husband tricked her into signing a revolving line of credit for the home they owned together when they were married. He also has her listed on the property deed as well as the deed of trust for the revolving line of credit. She recently signed paperwork to get her name removed from the property deed. What forms does she need to file in order to have her name removed from the home equity revolving line of credit?
Read More >
Q&A: HOW EASY IS IT TO GET A HOME EQUITY LOAN? I WOULD LIKE TO USE THAT TO PAY OFF CC DEBT.?
Feb 21st
Question by Anna Z:
How simple is it to get a home equity loan? I would like to use that to pay off cc debt.?
Im not quite sure if I should be going to a mortgage broker to apply for one, or just go to each bank individually? Also, are there any out there that do not have a repayment penalty? I am also assuming that once the property sells the loan needs to be automatically repaid.
I would also like to know how this will affect my credit score. Is it superior to have an X amount on credit cards, or have that same amount on an equity loan.
Thanks
I already know the whole “you shouldint have gotten yourself into debt” speech. My husband and I paid for our own wedding, therefore the debt.
Read More >
HOME EQUITY LOAN AND CONSOLIDATION LOAN DIFFERENCE?
Feb 17th
Question by zeishabush:
Home Equity Loan and Consolidation Loan Difference?
What is the difference between a home equity loan and a consolidation loan? Which one looks superior on your credit report?
Read More >
WHAT IS A HOME EQUITY LOAN?
Feb 15th
Question by Rebecca C:
What is a home equity loan?
Can you get a home equity loan on a mobile home and 6 acres?
Read More >
WHAT ARE THE ALTERNATIVES AFTER BEING DENIED A HELOC / HOME EQUITY LOAN FROM A SUB PRIME LENDER?
Feb 13th
Question by mrclam1212:
What are the alternatives after being denied a HELOC / Home Equity Loan from a Sub prime Lender?
Lets assume that you were denied for cashflow concerns or poor credit and that you had roughly 50K in equity in the home and you needed a loan for around 5-10K. In addition what type of rates would these alternatives charge? The reason I ask is bc I comprehend that sub prime lenders denied loan applicants at a higher rate (deny a more massive % of applicants) than prime lenders.
Read More >
Q&A: I PAID $4.5 IN INTEREST TO A HOME EQUITY LOAN BUT DID NOT SHOW IN THE EFILE. IS IT A PROBLEM ?
Feb 11th
Question by idontknowif:
I paid .5 in interest to a Home equity loan but did not show in the efile. Is it a problem ?
I forgot to mention $ 4.5 interest I paid on a Home Equity Line of Credit. I just got the document from the bank. This loan was used for personal use. Do I have to ammend the return ?. I do not care about the tax benefit
Read More >
HOW TO GET A HOME EQUITY LOAN WITH A HOUSE IN A TRUST?
Feb 10th
Question by :
How to get a Home Equity loan with a home in a trust?
My mom and dad have both passed away and left my 3 other siblings (including myself) the house. The home is in a trust that has all our names on it. My husband and I live in the home and have the past 4 years and would like to do some home renovations. However, we have been told that we can not take a home equity load because the home is in a trust. Any suggestions? The home is paid off.
Thanks!
Read More >
CAN YOU GET A HOME EQUITY LOAN EVEN IF YOU ALREADY GOT A SECOND MORTGAGE?
Feb 1st
Question by patsy m:
Can you get a home equity loan even if you already got a second mortgage?
My credit is not good right now because I have a lot of medical bills that I have to pay off along with some other debts. But I do have a lot of equity in my home. I need to know how can i get my equity to work for me.
Read More >
Q&A: TO PAY OFF MY MORTGAGE, SHOULD I PAY MORE ON THE PRINCIPAL LOAN OR PAY MORE THE HOME EQUITY LOAN FIRST?
Jan 31st
Question by Joyce P:
To pay off my mortgage, should I pay more on the principal loan or pay more the home equity loan first?
My first mortgage has a lower interest rate but a much higher amount. The home equity loan is a smaller amount but at a much higher interest rate.
Read More >