Posts tagged credit
I NEED AN AUTO LOAN BUT HAVE BAD CREDIT, WHAT SHOULD I DO?
Aug 19th
Question by Michael W:
I need an Auto Loan but have bad credit, what should I do?
I have a credit score around 560 and need a auto loan for 12000. I can put 2500 down and I make 6000 a month, gross. Where can I find financing for a used automobile?
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I WANT TO KNOW THE BEST WAY TO GET AN AUTO LOAN FOR A NEW CAR? I HAVE AVERAGE CREDIT & CAR I JUST PAID OFF?
Aug 18th
Question by Samantha B:
I want to know the ideal way to get an auto loan for a new car? I have average credit & automobile I just paid off?
I make $ 17.00 hr and have 4credit cards in good standing totaling $ 15000 in debt. Where is the ideal place to get an auto loan for a new Honda accord. My rate will probably be high but I plan to pay it off early like my last car.
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HOW LONG WILL IT TAKE MY CREDIT TO BE UPDATED AFTER STARTING A CAR LOAN?
Aug 16th
Question by barrelracern:
How long will it take my credit to be updated after starting a automobile loan?
I have attempted to apply for credit cards before, but due to my lack of credit was denied. In August 09 I signed for a automobile loan and made my first payment Sept.30, 2009. How long will it take this to begin showing up on my credit report so that I can reapply for some other lines of credit.
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Q&A: WHAT IS THE BEST WAY TO GET A HOME LOAN YEARS AFTER FILING FOR BANKRUPTCY AND HOW DO I CLEAR MY CREDIT REPORT?
Aug 15th
Question by Steven N:
What is the ideal way to get a home loan years after filing for bankruptcy and how do I clear my Credit report?
I’d Like to see if there is a step by step procedure on clearing my credit report from when i filed bankruptcy a couple of years ago and how to go about getting a home loan.
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HOW MY CAR LOAN AFFECTS MY CREDIT?
Aug 15th
Question by iamstidi:
How my automobile loan affects my credit?
I have a automobile loan through my credit union for the amount of $ 13,500 for 36 months. I had a co-signer. Our combined FICO scores got us an interest rate of 5.15%. My FICO score was about 671 at the time and his was nearly perfect. My credit was good, but just insufficient, being that I was barely turning 21 at the time of the loan. It has been a tiny over a year now. I have made each payment on time. How will this affect my credit? I know by making on time payments it helps your credit, but when does this benefit kick in? Will my credit score improve gradually each month I make a payment? Or does my credit not improve until my entire loan is repayed? Any idea how much this will improve my FICO score?
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HOW DO I GET A GOOD AUTO LOAN WITH A CREDIT SCORE OF 640 BUT THEY DAY ?I DON?T HAVE ENOUGH CREDIT SOME HAVE AL?
Aug 10th
Question by Haley B:
How do I get a good auto loan with a credit score of 640 but they day ?I don?t have enough credit some have al?
How do I get a good auto loan with a credit score of 640 but they day ?I don?t have enough credit some have also stated working for a Temp service which I have been for over two years. I don?t have a cosigner any ideas of banks you know off please let me know.
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Q&A: WHAT’S THE DIFFERENCE BETWEEN A HOME EQUITY LOAN AND A HOME EQUITY LINE OF CREDIT?
Aug 9th
Question by Spaghetti:
What’s the difference between a Home Equity loan and a Home Equity Line of credit?
I have a mortgage of 200K.I have a first mortgage of 160K at a fixed rate of 5.785% over 30yrs. and the 2nd one’s 40K at 9.00% fixed.Now,the value of my place went up to about 350K in the last 4 years.Should I stay with my current plan or should I re-finance? And if I do,which way should I go? Home Equity loan or Home Equity line?
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HOW DO I GET A LOAN FOR A HOUSE WITH A LOW CREDIT SCORE AND LOW INCOME?
Aug 6th
Question by Mellow:
How do I get a loan for a home with a low credit score and low income?
The home I want is listed for 70,000. My credit score is 599, I make 20,000 a year and I have 10,000 cash saved. How would I go about getting a loan with these stats?
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Q&A: WHY CAN’T I GET A STUDENT LOAN CONSOLIDATION WITH A CREDIT SCORE OF OVER 720?
Aug 4th
Question by complicatedtallblonde:
Why cannot I get a student loan consolidation with a credit score of over 720?
I am paying 300 on one student loan and 200 on another. To be honest, I’d really like to consolidate the two and be able to get a lower monthly payment. I am 22 years old and I have just joined the navy. I leave in July for boot camp. I have talked to a few different lenders and most of them state they are no longer doing student loan consolidation. The one that I did speak to that is still participating in student loan consolidation is Wells Fargo and they wanted me to have a co-signer.
Being in the Navy I have great job security…
I think my credit score is decent…
But right now I am not making much money, only about 800 dollars a month and I think that is why they are asking for a co-signer.
Do you think if I wait until after boot camp, when I am making more, I could get a consolidation without a co-signer?
What are my options? Having a co-signer is NOT an option.. Thanks you.
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