Posts tagged Consolidation
HOW CAN ONE GET RID OF A STUDENT LOAN OTHER THAN CONSOLIDATION? IS THERE ANY WAY TO NEGOTIATE A LOW PAYOFF?
Jun 16th
Question by Anthony:
how can one get rid of a student loan other than consolidation? Is there any way to negotiate a low payoff?
I hear that usually the lenders do not grant any renegotiation for a lower amount (other than the interest). And you can’t file bankruptcy due to the laws regarding student loans. Is there any other way out? Thanks to all who has any suggestions.
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Q&A: STUDENT LOAN CONSOLIDATION AND CREDIT CARDS?
Jun 14th
Question by alapinklady:
Student loan consolidation and credit cards?
I graduated a few months ago from college and am starting a new job in a few weeks. I have been going through my finances and looking into consolidating my student loans (about $ 35K). All of my student loans are substitute student loans, but can be consolidated. Unfortunately, for the last year of my degree program, I had to rely on credit cards for what the loans did not cover, leaving me with some substantial credit card debt also. Is it possible to consolidate my credit card balances with my student loan consolidation. I would rather make one massive payment on everthing instead of making smaller payments on all the different loans.
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Q&A: PRIVATE STUDENT LOAN CONSOLIDATION?
Jun 12th
Question by Yaacov:
Private Student loan consolidation?
I need to consolidate my private student loans. Does anyone know a good place to do so?
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Q&A: COULD I PLEASE HAVE YOUR PRIVATE STUDENT CONSOLIDATION LOAN EXPERTISE?
Jun 10th
Question by Powderpuff:
Could I please have your private student consolidation loan expertise?
I have two private student loans that I begin paying on in July. One is 13% $ 12700 and the other is 12% $ 12280.
I am closing on a condo so I need to get these in order so I can budget accordingly.
Are there many good fixed-rate private consolidation loans? Personal experience please?
Also, I have a really high credit score…I do not see why my interest was so high in the 1st place. My home loan is super low.
What type of payment could I anticipate if I do not consolidate?
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STUDENT LOAN CONSOLIDATION COMPANIES?
Jun 8th
Question by Troy:
Student Loan Consolidation Companies?
I am looking into consolidating my Private, Substitute student loans. I have already consolidated my Federal Loans. Aside from Citibank and SallieMae, what are some other loan companies?
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STUDENT LOAN CONSOLIDATION?
Jun 8th
Question by mob69:
student loan consolidation?
Sign for student loan consolidation in October of 2006, was told it would take 6 to 10 weeks to process, about the end of 06, never heard another word, this day got a payment book from some company I never heard of. They state they have my loan papers with signture, and sending me a copy. I did not sign with these poeple, have not heard from the other in 6 months, I am now jobless and schooless, is this legal, aren’t loans void after a certain time period, and any recommendations on what to do or how to go about this? Thanks for the input
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STUDENT LOAN CONSOLIDATION? BEST ONES?? HELP.?
Jun 7th
Question by jones_reid:
Student Loan Consolidation? Ideal ones?? Help.?
Who has the ideal student loan consolidation? Ideal rates? and will give me the cheapest monthly payment. $ 28,000. Please help.
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TERRIBLE STUDENT LOAN CONSOLIDATION RATES.?
Jun 5th
Question by tc:
Terrible Student Loan Consolidation Rates.?
Calling All Finance Majors…….
I have 6 student loans (federal) for about $ 60K total balance. One of my loans has an interest rate of 2.8% FIXED. Everything else is a variable rate, presently at ~6.8%. If I consolidate all loans, I will end up with about a 5.875% fixed rate. If I do not include the 2.8% loan in the consolidation, I will end up with two loans, the one at 2.8% fixed rate and the consolidated loan which will become a fixed rate at ~6.8%.
The question – I want to preserve the 2.8% part of my student loan with a separate payment BUT I do not like the 6.8% consolidated fixed loan rate. Are there other alternatives to the rates offered by loan consolidation companies that offer less than a 6.8% rate?
What have you smart gals/guys done to beat these over inflated rates???
Thanks for all advice.
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STUDENT LOAN CONSOLIDATION – WILL IT LOWER MY MTHLY PAYMENT?
May 30th
Question by Ella:
Student Loan Consolidation – Will it lower my mthly payment?
By the time I finish school next year, I figure I will owe the following in sub/unsub student loans:
$ 12,990.02 2.875% (Student loan deferred from last time I was in school, 82 mths (of the 120) left in payment term.)
$ 10,884.10 6.80%
$ 13,000.00 6.80%
I used the payment estimator and it stated my monthly payment will be $ 455.26! Will my mthly payment be lower when I consolidate the loans?
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Q&A: HOW DO I KNOW IF I AM ELIGIBLE FOR STUDENT LOAN DEBT CONSOLIDATION?
May 30th
Question by Peter A:
How do I know if I am eligible for student loan debt consolidation?
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