Home Loan
Q&A: CAN A COUNTY RECORDER OF DEEDS CHARGE A FEE TO RELEASE A LIEN AFTER I PAID OFF MY HOME EQUITY LOAN?
Jun 8th
Question by homer simpson:
Can a county recorder of deeds charge a fee to release a lien after I paid off my home equity loan?
I recently paid off a home equity loan. Now the lender sent me a letter saying I need to pay them a fee of $ 43.50 because that is what the County Recorder of Deeds is charging to release the lien on my property.
This doesn’t make sense to me. It’s not a mortgage. I am just borrowing against the house. Why is there a lien to be released? I still have 15 years left on my mortgage.
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WHAT IS THE DIFFERENCE BETWEEN PRE APROVAL AND PRE QUALIFY IN HOME LOAN?
Jun 6th
Question by guero62:
What is the difference between pre aproval and pre qualify in home loan?
I keep seeing people speaking about being pre approved for a home loan or being pre qualified, one being quicker and easier than the other. What is the difference/benifit of the two?
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SHOULD I CHANGE MY HOUSE LOAN FROM USDA TO COMPASS BANK?
Jun 5th
Question by kenshin11:
Should I change my home loan from USDA to compass bank?
Well USDA keeps charging me for insurance when I already have an insurance and i have already let them know many times they do not seem to care. I stll owe 18,000 and with compass they project i will finish in 10 years and in usda in 10 years I have only paid of 4000.What do you all think?
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Q&A: ARE THERE WAYS TO LOWER THE INTEREST RATE ON MY HOME LOAN?
Jun 4th
Question by corporal.hicks:
Are there ways to lower the interest rate on my home loan?
So, as I am sure most of us are trying, I am looking for help on getting one of those lowered interest rate loans that I have seen announced everywhere to help people with their homes. Any help please on places or where I can look to get a superior or lower my current home loan I have with my current financier?
Thanks in advance!
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HAS ANYONE HAD A PRE-APPROVAL FOR A HOME LOAN AND THEN HAVE A CREDIT SCORE CHANGE PRIOR TO CLOSING?
Jun 3rd
Question by cj65jeff:
has anyone had a pre-approval for a home loan and then have a credit score change prior to closing?
I was recently pre-approved for a home loan. In the few weeks I was looking for a home, I also bought a automobile ( my previous one had a breakdown and fixing it was not an option).
Well I bid on a home and it was accepted. Can the fact that I opened a new automobile loan change my loan amount for the home?I am worried that after all the work I have done to find a home I like, my home loan will be denied because of my automobile purchase.
Has anyone had this situation or a similar one?
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HOW DO YOU KNOW IF YOU CAN GET A HOME LOAN WITH BAD CREDIT AND SOME DEBT.?
Jun 1st
Question by kevin h:
How do you know if you can get a home loan with bad credit and some debt.?
I have a student loan and a few tiny bills that i’m currently paying off total less than a thousand for the bills student loan is 22,000 but i’m not paying cause i’m barely getting by. I could get a home for what i i pay in rent. I just want to know if there is a possiblity of gettting a home loan and how could i improve my chances. I had great credit a few yrs ago but lost a job and bills pilled up. I am just curious on what my options are b/c if you get a home you get equity.
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WHAT DO THE MORTGAGE COMPANIES MEAN WHEN THEY SAY THEY CAN NOT INSURE YOU HOUSE LOAN.?
May 31st
Question by MARY P:
What do the mortgage companies mean when they state they can not insure you home loan.?
What is the danger to the homeowner?
I have been in the new home for over a year now and they just now told me that they could not insure my loan. They stated they made a mistake and overlooked something in my credit. I do not know what dangers I face now because of this.
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HOW LONG DOES IT TAKE FOR YOUR LENDER TO APPROVE A HOUSE LOAN, AND IF APPROVED, HOW LONG TILL I GET THE KEYS!!
May 30th
Question by turkeyjoe2003:
How long does it take for your lender to approve a home loan, and if approved, how long till I get the KEYS!!
I am in the process of buying a home and I am getting impatient
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WHERE CAN I GET A LOAN FOR A HOME WHEN I HAVE FILED BANKRUPTSY?
May 29th
Question by bbwg_hbic:
Where can I get a loan for a home when I have filed bankruptsy?
I need to get a home loan but I went through a divorce and filed bankruptsy. I make good money so I can pay a mortgage. Im in an apartment now and pay my bills fine. and my credit has been good before and after bankruptsy. Except for about 6 months before I filed. Ive tried to get a loan for a home and have been turned down because of my credit score caused by bankruptsy.
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