Home Loan
WHAT IS A HOME EQUITY LOAN ?
Apr 23rd
Question by ginnyree03:
what is a home equity loan ?
I’m trying to learn more about home equity loans. What are they? What situation do you have to be in with your mortgage to qualify ? (how many years into the mortgage, etc) and what the credit stipulations are.
Any info will be helpful.
Thanks !
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Q&A: IS IT POSSIBLE TO TAKE OUT A PERSONAL LOAN AND USE A HOUSE AS COLLATERAL?
Apr 22nd
Question by PlasticTrees:
Is it possible to take out a personal loan and use a home as collateral?
If I purchase this home (with cash-no mortgage), I might need a tiny more money to do some work on it. Is this possible? I know I would not qualify for a HELOC. What information does the bank want in order to loan?
Is it a sure thing if the loan is very miniscule compared to the home value?
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WHAT ARE THE FHA HOME LOAN RATES LIKE AS OF NOW? I’M LOOKING TO USE A FHA REFINANCE FOR MY CURRENT HOME.?
Apr 20th
Question by :
What are the fha home loan rates like as of now? I am looking to use a fha refinance for my current home.?
FHA refinance loans seem like my ideal option at the time for refinancing my home loan. Can anyone provide me with some information pertaining to the current fha rates?
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MY WIFE IS A STATE EMPLOYEE. WHAT ADVANTAGE DOES A CALPERS HOME LOAN HAVE OVER A REGULAR LOAN?
Apr 19th
Question by Dom:
My wife is a say employee. What advantage does a CalPERS home loan have over a regular loan?
We are looking for a home and my wife tells me about how we can get a Calpers loan because she is a county social worker. I went to the CalPERS website to see what the advantages are of getting a loan through them and I cannot figure it out.
Since my wife is a say employee does this mean that she pretty much is a CalPERS member?
Are there any advantages for being a say employee when getting a home mortgage?
We are looking for a $ 320,000 home near Sacramento
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IF WE ARE STILL PROCESSING A LOAN AND THE HOUSE THE LOAN IS UNDER IS BEING BOUGHT BY SOMEELSE WHAT DO WE DO?
Apr 18th
Question by dmastre411:
If we are still processing a loan and the home the loan is under is being purchased by someelse what do we do?
Well im confused the sellers bailed out and everything is under the old home so what do i do?
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IS IT POSSIBLE TO CHANGE FROM HOME LOAN BANKS?
Apr 17th
Question by Sound of Madness:
Is it possible to change from home loan banks?
Bank of America holds the loan for my home, can I have Chase hold the loan instead?
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Q&A: IS IT A GOOD IDEA TO USE A HOME EQUITY LOAN TO PAY FOR A NEW CAR?
Apr 15th
Question by Eddie T:
Is it a good idea to use a home equity loan to pay for a new car?
Instead of taking a automobile loan, use the equity from my place to it. If I were to get a car, I would get it financed. So to me, it seems smart just to cash some equity out with the added benefit of deducting interest for tax returns.
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IF I GET A HOME EQUITY LOAN DO I HAVE TO CLAIM THE MONEY AS CAPITAL GAINS IF I SELL IT AND DON’T BUY ANOTHER?
Apr 14th
Question by Kat:
If I get a home equity loan do I have to claim the money as capital gains if I sell it and do not purchase another?
The equity is from the gain from past homes. I need the money to pay off debt and will not be buying another home. If the money is taken out as a second mortgage but repayed late this summer when I decide to sell the home and move into another home we own, will it be subject to capital gains tax?
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Q&A: IF I GET A LOAN FOR A HOUSE IN INDIANA IS IT LEGAL FOR ME TO SELL THE HOUSE WHILE I HAVE THE LOAN STILL?
Apr 13th
Question by :
If I get a loan for a home in Indiana is it legal for me to sell the home while i have the loan still?
If I get a loan for a home in Indiana is it legal for me to fix up the home then sell it for a higher price than I payed as long as I pay off the loan after?
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NEED A HOME IMPROVEMENT LOAN FOR A HOUSE I PURCHASED 2 YEARS AGO IN TEXAS?
Apr 12th
Question by Gordo21:
Need a Home Improvement Loan for a home I bought 2 years ago in Texas?
I looking to get a Loan for $ 5500.00 – $ 7500.00 to fixup my house. I am a first time home owner and bought the home as a forclosure through an FHA Home Morgage Loan. I do not have much equity built up, but I am looking for any options available. Government Loans or Grants, First Buyer Home Improvement Loan, Any advise will be appreciated. Thanks
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