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HOW CAN YOU CHANGE YOUR CURRENT CAR LOAN WITH A BANK TO ANOTHER BANK?
Mar 1st
I am wondering if there is a way to change my current automobile loan with a bank to another bank with superior loan rates??
PLease any help…
CAN YOU GET A HOME LOAN WITH LESS THAN 2 YEARS OF EMPLOYMENT HISTORY?
Feb 28th
My husband and I are trying to apply for a home loan. I have been with my current employer for 3 years and he has been with his current employer for 1 year. His work history had been very unstable up until last year. We just want to know if this will be a problem when applying for a home loan.
I SIGNED A CAR LOAN FOR MY BROTHER. HOW LONG DO I HAVE TO WAIT TO REMOVE MY NAME?
Feb 28th
My brother have no credit and I signed a automobile loan for him. I am the main owner and he is the co-signer. I always paid my loan on time and my credit score is above 800. How long do I have to wait to remove my name out of the loan? The loan is for a $25,000 car.
WHAT MUST BE A DEBT TO INCOME RATIO TO QUALIFY FOR HOME EQUITY LOAN? ?
Feb 28th
What is a debt to income ratio to qualify for Home Equity Loan / Home Equity line of credit.
What if I go to mortgage brokers who have access to “B” type lenders at higher rates?
Thanks guys!
STUDENT LOAN CONSOLIDATION….AGAIN?
Feb 28th
A few years ago I consolidated Student Loans because the rules were about to change. I am soon to graduate and am confused as to whether I can consolidate again
IF I FORECLOSE, WILL I BE ABLE TO MAKE ANOTHER HOUSE LOAN? HOW SOON AND WOULD INTEREST RATES GO UP?
Feb 28th
Due to relocation, I am left with home mortgage and currently renting in new area. No one buying my old house, loan amount is more than value of my home. Paying for 2 homes is too much. What are my choices to unload old home? If I foreclose or short sale, how would that affect my credit and would I be able to take another home loan? How soon?What is the most important thing I need to know? Who do I approach?
HOW CAN YOU GET AN AUTO LOAN WITHOUT PROOF OF INCOME?
Feb 28th
My mother has worked for a small retail shop for about 5 yrs (she’s the ONLY employee) and she gets paid in cash (the owner doesn’t file payroll tax). Will a letter from her employer stating how much she makes suffice as proof of income when applying for an auto loan? If not, how could she go about providing proof? Any recommendations would be a great help. Thanks in advance
HOW MUCH TIME DOES IT USUALLY TAKE FOR THE HOME LOAN PROCESS ?
Feb 27th
I have put an offer for a home.
I wanted to begin the home loan process. Usually how long does it take for the home loan to finish.
Small banks or huge banks time frame, for a 160K loan with 25% down and excellent fico score.
HOW LONG DOES IT TAKE FOR A CAR LOAN TO APPEAR ON YOUR CREDIT REPORT?
Feb 27th
My husband and I both need new cars. We have an average credit rating. Will the 1st automobile buy (we will have a down pymnt) make it harder for the 2nd automobile loan (w/ $4000 down & trade in worth $8,000)? Do you need to wait a few months or could we buy both in the same month?
CAN A FIXED HOME EQUITY LOAN DROP MY CREDIT SCORE?
Feb 26th
I requested $10,000 dollar home equity loan to roof my house.
My FICO score was 780 until approx March when I applied for a home equity loan at a fixed rate. Now my FICO score is 740. What happened? I am never late on any payments. I pay over the minimum amount do on my card each time.