about 12 hours ago - No comments
Question by e m: BBBi recieved a student loan consolidation offer with a 1% rebate check if i oualify from academic loan group? in san diego ca —————————————— Answer by marebear31485I am not really sure what the question is. But if you are going to consolidate I would look for better offers than that. Usually
about 19 hours ago - No comments
Question by ChyTay: Where is the best place to refinance an auto loan? Anyone recently refinanced an auto loan? Most places do not seem to post current rates…any advice? —————————————— Answer by diane33michigando not go with cps. Consumers Portfolio Services. You will regret it for life. Who ever you go with do your homework on
about 1 day ago - No comments
Question by Samantha: Can I buy a short sale home with the veterans loan? I’m pre approved for the Veterans home loan through my bank. I really like this short sale home but my realtor told me “Doing a VA loan with a short sale in our present market environment is quite difficult.” Is he
about 2 days ago - 1 comment
Question by admcalvin: How to get a low interest rate on a new vehicle loan? I am 19, I have no credit. Never had any loans or credit cards. What is the best way to get a vehicle loan with a low interest rate. Currently I have been approved for a rate of 7.25% is
about 2 days ago - 1 comment
Question by atlantic965: Student Loan Consolidation….Again? A few years ago I consolidated Student Loans because the rules were about to change. I am soon to graduate and am confused as to whether I can consolidate again —————————————— Answer by Navy LifterYou can only consolidate “original” loans once. You can’t consolidate again. Answer by allyIf you
about 2 days ago - 7 comments
Question by andy: how can i refinance my home without a loan officer or a middleman? i heard that we can refinance our own houses without a loan officer. —————————————— Answer by hunter2Walk right into the bank and apply over the counter. That has no middle man. Answer by dwanzorQuicken Loans online…very easy process Answer
about 3 days ago - 4 comments
Question by patsy m: Can you get a home equity loan even if you already got a second mortgage? My credit is not good right now because I have a lot of medical bills that I have to pay off along with some other debts. But I do have a lot of equity in my
about 3 days ago - 1 comment
Question by delraytaco: What disqualifies a home from an FHA loan? A home we are looking at has the carpet ripped out due to damage, and the realtor says that prevents it from qualifying for an FHA loan. Is this accurate? —————————————— Answer by HuntsmanThe realtor is correct. A home must basically be in move
about 3 days ago - 2 comments
Question by T-REX: on a mortage free home if you default on a unsecured loan can you be forced to sell the home as payment? I own my home free and clear and can not make payments on a unsecured loan. Can my home be taken as pay ment or can i be forced to
about 3 days ago - 1 comment
Question by Sir Dude: Can I buy a nice vehicle with a student loan? I would like to buy a new car, but I do not want an actual vehicle loan because I do not want to pay for it while I am in school. Can I take out a student loan and use that
about 1 year ago
I would pay the scheduled amount as planned, and bank the rest.
Credit agencies like it if you can set and keep a schedule of payments. They really dislike it if you make higher payments and then mis one, or are inconsistent.
Usually you pay the financing fees up front in a loan, so you’re not doing yourself much of a favor paying it off early.
EDIT= Oh, and having a down-payment for a house or something, even if you have a car payment still goes a long way.
about 1 year ago
I highly recommend that you pay of the car loan before getting a house. It is better to be debt-free.
You have done a great job. Keep being debt-free. There will always be homes to buy. After paying off your car loan, build up your savings to save for a house (downpayment of about 10-20% is recommended).
JJ
about 1 year ago
I think it would be most beneficial to do both. It couldn’t hurt to put even $50 extra toward your car loan (make sure to note that it should be applied directly toward principal), and still build your savings for a down payment. It really all depends on how much you can afford to save…
Take 1/3 of the amount that you can save each month and apply it toward the loan payment and the other 2/3 of the amount should be saved.
about 1 year ago
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