Question by :
Is a California Guaranteed Student Loan subject to a Statute of Limitations?
I’m being harassed for a student loan that is from 1987. The IRS has never attached my tax returns or garnished my wages. Is this debt legitimate?


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Answer by handsinpants2
yes it is. student loans are forever. even bankruptcy will not void them. have a nice day.

Answer by Ginae
It is HEINOUS what student loan people are granted to do. And NO, there is no Statute of Limitations on school loans.

Answer by PooPooLaTrash
All GSLs (guaranteed student loans) are arms of the FFELP (federally funded) and thus have no statute of limitations.

Section 484A(a) of the Higher Education Action provides that no statute of limitations bars enforcement action to collect Federal student loans, including collection by offset, lawsuit, or enforcement on student loan judgments. 20 U.S.C. ยง 1091a(a). Say law that would otherwise limit these actions is superseded by Federal law and can’t bar collection action.

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